Who are we

Ricult comes from the middle syllables of the word 'Agriculture'. In keeping with this phonetic tradition, Ricult aims to become integral to the agriculture of tomorrow. The solution to global problems like food shortage, malnourishment, poverty, rural unemployment need to start with smallholder farmers. We feel the world is ready for farming to be revolutionized and become more inclusive and empowering for the very people who form the backbone of this industry. This goal defines the very core of what we are all about. We are not a charity; We are an empowering community transformation. This is the basis for a brighter future, built on hand-ups, not handouts.

Our Promise

To give smallholder farmers the tools they need to be better informed and empowered economic actors - to work their way out of poverty

Our Team: Passion, Perseverance & Relevance

Keeping pace with the rapidly evolving digital world, we bring unique insights, entrepreneurial passion and individual experiences together through the Ricult Team. Our team comprises of a dynamic mix of people who bring with them an abundance of skill, knowledge and determination to succeed. At Ricult, providing solutions to your needs is our core expertise.

Usman Javaid

Chief Executive Officer

15 years of experience in Telecom, Mobile Banking, Mobile Agriculture in Pakistan/Bangladesh, MBA MIT Sloan

Jonathan Stoller

Chief Technical Officer

4 years of experience in Google, Microsoft, Dow Jones, and the Public Sector. BS & MS in Computer Science from MIT

Aukrit Unahalekhaka

Chief Product Officer

4 years of experience in Accenture & Cisco in US. Belongs to a family of farmers in Thailand. Joint Master’s in Engineering and Management from MIT

Gabriel Torres

Head of Risk and Credit Modeling

Expertise in Risk Modeling, Hedge Fund Management, and Data Modeling. Was a partner at a hedge fund before Ricult. BS in Physics & Economics from MIT

Jiang Xu


17 years of supply chain experience in China (Cargill) and North America. MBA MIT Sloan

Abbas Raza

Director of Ricult Pakistan

15 years of experience in Telecom, Mobile Banking, Mobile Agriculture in Pakistan/Bangladesh

Our Partners

Our Supporters

Awards and Recognition

Our Technology

Predictive Psychometric tools

We utilize Predictive Psychometric tools to predict primary personality characteristics and cognitive abilities of our applicants to gauge their willingness to pay

Credit scoring algorithms

We use a combination of traditional and alternative data sources to determine whether a farmer is willing and able to repay a loan

Agronomy & Weather Analytics, Satellite Imagery

We apply geospatial technologies and machine learning algorithms to map spatial variations in crop and soil conditions to accurately suggest inputs that ensure optimal crop growth